Michael Valladares was born and raised in Fountain Valley, California. In 1994, he graduated from Fountain Valley High School where he played football for two years and was on the wrestling team for three years. Michael enlisted in the United States Marine Corps during his senior year in high school. He went to boot camp in San Diego, CA one month after he graduated from high school.
Michael’s primary job in the Marines was a Correctional Specialist and as he picked up rank he became a Correctional Counselor. He quickly developed his leadership and communication skills. His work ethic and high moral character enabled him to serve as a Marine Security Guard at the U.S. Embassies Jakarta, Indonesia and Bogota, Columbia. He also served as a Marine Recruiter in the Washington, D.C. area where he developed his selling skills and continued building his communication skills.
In March 2006, Michael deployed to Iraq. He served as He spent around 20 days each month traveling around the Al Anbar Providence while serving as an inspector for U.S. enemy detention facilities and as a detention facility adviser to Iraqi army, police, and boarder forces.
Michael served at various duty stations in North Carolina, South Carolina, and Virginia. He mentored hundreds of Marines and held many key leadership positions such as Platoon Commander, Training Supervisor, Lead Investigator, and Correctional Emergency Response Team Commander. For his last assignment Michael served as the Brig Officer for the Camp Lejeune Military Confinement Facility, a position normally held by a Marine Warrant Officer. He was in charge of the day-to-day operations of a 75 bed detention facility and supervised a staff of 100 Marines and three civilians. He finally retired from the Marine Corps in January 2018 with over 23 years of service. Michael, his wife, and three kids remained in Elizabeth City, NC.
Shortly after retiring from the Marines, Michael began wondering why many businesses in Elizabeth City had closed in the last 7 years, the time that his family had lived in Elizabeth City. He was also curious as to know why so many commercial buildings and offices had been vacant for over seven years.
One day, Michael came across an article about business owners in rural areas having trouble getting business loans to expand or maintained their business because major banks were focusing their lending in metropolitan areas. Because of this article, Michael was more curious about commercial lending and started doing some research about business lending. Michael’s research combined with his strong desire to help others developed into a business plan. Michael believed that as a Business Loan Consultant he would be able to offer small business owners financing solutions that would help them maintain or grow their business and even bring new businesses to Elizabeth City, NC. While developing his business plan Michael heard about small business owners taking out business loans from “fin-tech” companies and not fully understanding the cost of these loans. The business owners were struggling to make their payments and because of this Michael turned his plan into a reality by starting Fidelis Business Funding Solutions, LLC. Michael quickly joined the American Association of Commercial Finance Brokers because their Code of Ethics resonated with him and he wanted to be part of a professional organization that matched his moral character. Michael’s professional skills enabled him to develop strategic relationships with lenders who tailor their business lending programs and equipment financing for small businesses who do not qualify for traditional lending or have a hard time getting financing because their business in not in a primary market area.